By VistaPredict Tips Desk · Updated 2026-10-23
No, not for the bets most people place. On Bet9ja a football bet is settled on the scheduled 90 minutes plus injury time, and extra time and penalties are ignored unless the market says otherwise. So 1X2, over/under, both teams to score, double chance and correct score all stop counting at the full-time whistle.
The exceptions exist, and they are the ones that catch people out in cup weeks. More on those below.
Does extra time count in football bets?
Article 1 of Bet9ja's soccer rules is the sentence to screenshot. "The outcome of a bet on a football (soccer) event is based on the scheduled minutes of play plus injury time. Unless otherwise stated for specific bet typologies overtimes and penalty shoot outs will not affect the outcome of the bet."
Read that against a cup tie that finishes 1-1 after 90 and 3-1 after extra time. Your over 2.5 lost. Your draw won. Your home win lost, even though the home side went through. The scoreboard in the stadium says 3-1 and your slip says 1-1, and the slip is right.
Correct score gets its own line in the rules, in case there was any doubt: "Extra time is not included."
Which bets do include extra time?
The ones written for knockout football. Bet9ja lists a To Qualify market, where you "predict if the indicated team will qualify to the following phase of the tournament", and a team qualifies however the tie ends, so that market can only be settled once extra time and any shoot-out are done. There's an Overtime Yes/No market, which asks "whether the match will go to an extra-time period". And Method of Victory carries selections for a home or away team that "wins after penalty shots".
The pattern is simple. If the market's name mentions qualifying, extra time, or penalties, it is one of the "specific bet typologies" Article 1 carves out. If the market reads like a normal league bet, it doesn't.
Which means the quickest check before you stake on a cup game is the name of the market, not the name of the competition.
Does extra time count as second half?
No. Second-half markets cover the second half of normal time. Bet9ja's second-half total goals market is defined as the goals "scored in the second half", and extra time is a separate period that starts after the 90 are done. A goal in the 100th minute is in neither half for settlement.
Does injury time count in betting?
Yes, and this is the one people mix up with extra time. Injury time is the minutes added at the end of each half for stoppages. It is part of the match. A goal in the 90+4 counts for every market, including both teams to score and the over/under lines.
Extra time is the two further periods played only in a knockout tie that is level after 90. Different thing, different rule.
What about penalties?
A penalty awarded during normal time or injury time counts like any goal. Article 3 says a team is "considered to have scored the goal" if it came from "a penalty kick occurred during regular or injury times". A penalty shoot-out after extra time is not a goal for any ordinary market and only decides the markets built for it, like To Qualify.
So the next time a game goes long, read your slip before you celebrate or complain. The bet was settled a while ago.
Today's card
Today · 23 October 2026
Every pick on this site is settled on the 90 minutes plus injury time, the same way Bet9ja settles it. The draw predictions page is where the extra-time question bites hardest, because a draw after 90 is a winning draw whatever happens later. The goals markets are on over/under 2.5 and both teams to score.
If a game you backed never finished at all, what void means in betting covers that case.
Questions people ask
Does extra time count in betting?
Not for ordinary markets. Bet9ja settles 1X2, over/under, BTTS, double chance and correct score on the 90 minutes plus injury time.
Which bets include extra time?
Markets written for knockout ties, such as To Qualify, Overtime Yes/No and Method of Victory. The market name tells you.
Does extra time count as second half?
No. Second-half markets cover the second half of normal time only.
Does injury time count in betting?
Yes. Added time at the end of each half is part of the match and goals in it count for every market.
Do penalties count in betting?
A penalty in normal or injury time counts as a goal. A shoot-out after extra time does not, except on markets built for it.
Bet only what you can afford to lose. A prediction is an opinion, not a promise. 18+.